Are you a Pag IBIG Fund member?
Do you know that Pag IBIG Online Verification or checking of Pag IBIG Contribution can now be done online?
Well, yes, you read it right.
But only OFWs can check Pag IBIG contributions online.
If you’re a local employee or voluntary member, there are other ways to check your Pag-IBIG contributions.
- You can call Pag-IBIG hotline at 724-4244.
- You can email the Pag-IBIG Fund at contactus@pagibigfund.com.
- You can contact Pag-IBIG’s chat support online.
- You can send a message on Pag-IBIG’s Facebook page.
- You can go to the nearest Pag-IBIG branch to verify your Pag IBIG contributions
Please take note that verification of your Pag IBIG contribution will require your:
- Full name
- Birth date
- Name of your past and present employers
How to Check Pag IBIG Contributions Online
Here are the steps in checking your Pag-IBIG Fund contributions online:
Step 1
- Go to Pag-IBIG Fund’s online services website at www.pagibigfundservices.com
- Click OFW Member’s Contribution Verification
Step 2
- Enter your Pag-IBIG MID number and name
- Enter the Captcha code
Step 3
- You’ll be redirected to a page containing your whole name, Pag-IBIG MID number, date of birth, and address.
- You’ll also find a link that will show all the contributions you’ve made in your account.
- Click “View Membership Savings” to proceed.
Step 4
- The last page will show you all the details of your contributions, including the month and amount of contribution.
- You can print it out for your reference.
Important Note:
The Pag IBIG Online Verification facility has been unavailable for quite some time now.
If you want to inquire about Pag IBIG contributions, you may email the Pag IBIG Fund at
- iog_tfssd@pagibigfund.gov.ph
Are you not a member of Pag IBIG Fund yet?
Do you want to become a Pag IBIG Fund member?
As a member, you can take advantage of the benefits that the Fund offers including their savings programs and housing loan.
So, how do you become a Pag IBIG member? Here are the requirements…
Pag-IBIG Fund Requirements for Membership
These are the requirements that you need to submit if you want to apply as a member of Pag-IBIG Fund.
Self-Paying Employees
These are individuals who opt to pay their Pag-IBIG contributions on their own.
- Company ID
- Certificate of Employment and Compensation
- Latest Pay Slip
Self-Employed
These are professionals, freelancers, small business owners, and consultants.
- Latest Income Tax Return with a CPA-certified Financial Statement from the previous year
- Two 1×1 ID photos
- Certificate of Remittance or ESAV (this for old members)
- Mayor’s Permit or Business Permit
- DTI or SEC Registration (under the person’s name)
Self-Employed Professionals
These are professionals with government-issued licenses practicing their expertise
- PRC or BAR License
- Latest ITR from the previous year
- Certificate of Remittance or ESAV (this is for old members)
- Two 1×1 ID photos
Franchise Owners
These are people who own franchises of businesses.
- Latest ITR from the previous year
- Franchise Permit (under the person’s name)
- Car Registration or Official Receipt (under the person’s name)
- Certificate of Remittance or ESAV
- Two 1×1 ID photos
Member-Spouse with Business
These are individuals who are unemployed but are married to someone who owns a business.
- DTI or SEC Registration
- Mayor’s Permit or Business Permit
- Affidavit of Unemployment
- Latest ITR (from the previous year)
- Certificate of Employment and Compensation of the member-spouse (must be notarized)
- Written consent from the member-spouse
- Two (2) 1×1 ID photos
Unemployed Spouse
These are individuals who are unemployed but are married to an active Pag-IBIG member through his/her employer.
- Affidavit of Unemployment
- Certificate of Employment and Compensation of the member-spouse
- Written consent from the member-spouse
Overseas Filipino Workers (OFWs)
These are Filipinos working abroad (reactivating members)
- Valid and latest Contract of Employment (has original POEA stamp)
- POEA License, passport, or any valid ID
- Certificate of Remittance or ESAV
- Two 1×1 ID photos
- Special Power of Attorney – for authorizing a representative to submit the requirements and pay the contributions.
Unemployed
These are individuals currently without a job but would like to resume their contributions.
- Affidavit of Unemployment
Pag-IBIG Online Registration
Here are the steps to register in Pag IBIG Online facility as a Pag IBIG member.
Step 1
Visit Pag-IBIG Fund Online Services Page
- Go to www.pagibigfundservices.com.
- Select Membership Registration
Step 2
Continue with Pag IBIG Online Membership Registration
- Click Continue
Step 3
Enter your Personal Details
- Enter your Last Name, First Name, Middle Name, and Date of Birth
- Enter the Code shown in the box
- Click Proceed
Step 4
Fill out the Application Form
- Fill out the required info in the following tabs:
- Member Info
- Other Info
- Address
- Contacts
- Heirs
- Member Category
- Employment History
Step 5
Submit your Details
After completing all the required fields, click “Summary” and submit your online registration form.
You will be redirected to a new page confirming success of your registration. You will also receive an SMS confirmation.
From this page, you’ll get an RTN or your Registration Tracking Number, which can help you track the progress of your registration. (It also serves as temporary Pag-IBIG ID number that you can use.
It may take 2-3 business days to have your registration processed and verified. Once done, you will now have your permanent Pag-IBIG MID number.
How to Get your Pag-IBIG MID Number via SMS
Follow these steps to get your Pag IBIG MID Number.
Send a text message using the following format:
IDSTAT<space>[Your RTN Number]<space>[Birthdate MM/DD/YYYY]
Example: IDSTAT 123456789101 08/19/1985
And send it to:
- 0917 888 4363 [Globe & TM]
- 0918 898 4363 [Smart & Talk N Text]
How to Pay for Pag-IBIG Contributions
- Bayad Center outlets
- SM Business Centers, Save More and SM Hypermart
- Over-the-counter at the nearest Pag-IBIG branch office
- Banks (for Overseas remittance: PNB and AUB)
- Automated billing through VISA or MasterCard credit cards
- Cashless payment systems like Coins.PH and Globe GCash
Benefits of Being a Pag IBIG Member
Pag IBIG Fund offers a lot of benefits to its members.
1. Pag IBIG Savings Programs
Aside from the benefits of the Pag-IBIG 1 program (Short-term loan and Provident loan), there’s also Pag-IBIG 2 or (MP2) which is an additional and voluntary five-year savings option offered to Pag-IBIG I members.
It provides you another opportunity to invest your hard earned money for your future.
What is MP2 or Modified Pag-IBIG II?
MP2 is a savings program that allows you to allocate a minimum amount of ₱500 per month in an investment that is rated to earn at a higher interest rate compared to savings and time deposit accounts on some banks. You can also deposit in lump sum if you wish to.
| Monthly Contribution | Return in 5 YRs | Return in 10 YRs |
| P500 | P34,921.79 | P81,655.02 |
| P1,000 | P69,843.58 | P163,310.05 |
| P1,500 | P104,765.37 | P244,965.07 |
| P2,000 | P139,687.16 | P326,620.10 |
| P5,000 | P349,217.90 | P816,550.25 |
| *If dividend is set to 6% by Pag-IBIG | ||
Your savings in the MP2 program can be claimed after it matures in 5 years.
You may also opt to renew it if you like.
What’s good about MP2 is that your Total accumulated Value (TAV) will not be charged with 20% withholding tax unlike the savings and time deposit accounts in banks.
And since Pag-IBIG acts as a savings program, the more amount you put in translates to higher potential dividends and earnings in the future.
2. Pag IBIG Loan Programs
As a Pag IBIG member, you may avail of the various housing loan programs when the time comes that you already want to purchase or have your own property like a house and lot or a condo unit or even for home improvement.
And when you opt to contribute more than the minimum amount of Pag IBIG contribution, it increases your chances of getting approved for bigger loan amounts.
3. Pag-IBIG Loyalty Card
Pag IBIG has partnered with a lot of merchants that offer discount on their products and services.
- 5% to 50% discount on medicine
- 10% to 20% tuition fee discount
- 10 pesos off your LPG purchase
If you want to have your own Pag IBIG Loyalty Card, download and complete this form, then submit it to the nearest Pag-IBIG branch, and pay the 100-peso fee.
Watch this video tutorial on How to Buy Pag IBIG Foreclosed Properties (Steps and Requirements)
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